Stamp duty for first home buyers in South Australia
See the rates, exemptions, and how much you could save as a first home buyer.
First home buyer exemptions
No stamp duty on new homes for first home buyers — no price cap.
No FHB stamp duty exemption for existing homes in SA.
No stamp duty on vacant land for first home buyers — no price cap.
Standard stamp duty rates
These are the standard rates before any first home buyer concessions.
| Property value | Rate |
|---|---|
| $0 – $12,000 | 1.00% |
| $12,001 – $30,000 | $120 + 2.00% |
| $30,001 – $50,000 | $480 + 3.00% |
| $50,001 – $100,000 | $1,080 + 3.50% |
| $100,001 – $200,000 | $2,830 + 4.00% |
| $200,001 – $250,000 | $6,830 + 4.25% |
| $250,001 – $300,000 | $8,955 + 4.75% |
| $300,001 – $500,000 | $11,330 + 5.00% |
| $500,001 – and above | $21,330 + 5.50% |
Example calculations
Standard stamp duty at common price points (before FHB concessions).
| Property price | Stamp duty |
|---|---|
| $400,000 | $16,330 |
| $500,000 | $21,330 |
| $600,000 | $26,830 |
| $700,000 | $32,330 |
| $800,000 | $37,830 |
| $900,000 | $43,330 |
Calculate your exact stamp duty
Your details
Answer 5 quick questions and we'll show you everything you qualify for.
You could save up to
$186,830
in grants and stamp duty savings
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Grants and schemes you qualify for
Government buys 30% of your home ($150,000). You only need a 2% deposit ($10,000).
Save up to $8,750 in tax by putting money into your super before withdrawing it for a deposit.
Buy with 5% deposit. You avoid ~$6,750 in Lenders Mortgage Insurance.
2 schemes you don't qualify for
Requires at least 1 dependent child.
Only for new properties.
Stamp duty
No FHB stamp duty exemption for existing homes in SA.
What you'll pay upfront
These are the costs on top of your deposit.
How much you could borrow
Rough estimate based on income. Your actual amount depends on the lender.
Estimated max loan
$510,000